Reader’s Question:

What are the things that an auto insurance company have to consider so that I can be insured? I got a DWI here in Houston, Texas and I’m worried I’ll have difficulty getting auto insurance.

Bart

Houston, TX

It would mostly likely be easier to get an auto insurance if this is your first DWI offense in Houston, Texas than if you are a repeat offender. The auto insurance provider would look at all prior offenses, including traffic tickets so be sure you check your driving record before you try to get auto insurance. The auto insurance provider also needs to know that you are committed to being a safe and careful driver before they give you coverage. After your DWI, it would be a nice idea to attend as many classes and courses as possible to show that you have taken an active interest. Alcohol and drug awareness classes are a good place to begin, as well as defensive driving.

The type of charge that you have will also be considered by the auto insurance company. If you are not actually convicted for DWI or maybe you just pled out to have a lighter sentence, you may be able to get auto insurance without a problem. You just have to be sure that you ask your DWI lawyer or even the district attorney what type of charge you were given.