Reader’s Question:
I’m a single, 20 year old working student here in Houston, Texas who has just been thrown out from my parent’s policy (long story). I can’t afford to pay very high insurance for my car, do you have any tips or suggestions?
Amanda
Houston, TX
Hi Amanda, the great news here is that nothing beats the feeling of independence, and satisfaction of being able to take care of your own bills. There are definitely ways to shave off much needed dollars on your car insurance rates there in Houston, Texas. Here’s a few tips on how you can keep your car insurance costs down:
Become A Safer Driver
The safer the driver the better rates you’ll be able to get. Most states and auto insurance providers offer discounts upon completion of accredited defensive driving courses or classes. Talk to your insurance company about a list of accredited driving schools there in Houston, Texas.
Maintain Good Grades
If your performing well academically, you can actually leverage this into a good student discount. See if you’re insurance provider offers this with your current policy.
Install Safety Mechanisms
If you can afford too, making your car safer against theft, and car accidents, by getting additional safety and security mechanisms will qualify you for additional discounts towards your insurance premiums.
Shop Around Online
The Internet is an increasingly popular, and reliable, resource getting accurate insurance quotes. Insurance portals can also give you points of comparisons between carriers to help you determine the best rates available. Try to get at least five or six quotes and decide if you can get a better deal with another provider.