Posts tagged Amount Of Money
Car Insurance Coverage in Houston Texas
Nov 13th
Reader’s Question:
Hi, a friend recently got involved in a car crash here in Houston, Texas and although no one got hurt, the other party involved decided to file a lawsuit a month later claiming trauma. Which part of someone’s auto insurance protects you from these?
Gabriel
Houston, TX
Hello Gabriel. Getting sued for negligence and causing a car accident is a lot of people’s worst nightmare. Even if no one got hurt during the accident the trauma of the experience may set in much later and, combined with the litigious nature of our society, anyone who may have been involved in a car crash can choose to file a law suit against you. This is where the liability protection or coverage clause of your insurance policy comes in. Here’s a few recommendations on how to make sure your auto insurance protects you from paying a colossal (we really mean colossal) amount of money if you are at fault in a car accident.
Make sure you have adequate Liability insurance. For Houston, Texas then minimum liability insurance coverage amounts required by your state is 20/40/15. That means in the event you injure someone in a car crash, your insurance will award $20,000 worth of damages to each person injured up to a maximum of $40,000 for all injured people per accident. You will also have $15,000 to cover for property damages. That may sound a lot already but reality is, you can be sued for more than those minimum amounts and anything beyond your liability coverage you’ll have to pay yourself. It is highly recommended that you get as high of a liability coverage as you can comfortably afford.
DWI Fines Houston Texas TX
Sep 26th
Reader’s Question:
My brother was caught for DWI here in Houston, Texas and I heard that Houston has stricter DWI laws as compared to any other city in Texas. Do you have any information as to how much is the usual penalty or fine for DWI?
Albert
Houston, TX
There are more rigorous driver responsibility laws put in place in Houston, Texas now than ever before. You may come to a point of paying a high price for a DWI conviction. On your first offense, you could end up paying around $1,000 and a second DWI offense could set you back by $1,500. The charges being cumulative, a convicted driver can end up paying potentially $2,500 in a year. Now that is really a good amount of money that you can end coughing up. It is important that you charter the services of a good DWI attorney to fight your case. A Houston DWI attorney may be able to defend you and substantially reduce the amount of the fine.
A Houston DWI attorney is capable of pointing out the mistakes that the law enforcement agencies may be made during the conviction or argues on the basis of wrong procedures adopted during the chemical tests. The sooner you hire a professional, the better your chances of winning in a Houston DWI charge. Aside from that, being charged with DWI also makes significant factors in getting DWI insurance. These companies may either give you higher rates or if you are on auto insurance, the insurance company may drop off your eligibility. I suggest that you and your brother may need to research more about available DWI insurance on this page and check their free quotations.