Posts tagged Auto Insurance Rate
Cheap Drunk Driver Insurance Rates in Houston Texas
Oct 14th
Reader’s Question:
They say that my auto insurance rate would increase after my DWI here in Houston, Texas. Is there a law that regulates the rates that are being charged for an auto insurance?
Kade
Houston, TX
Auto insurance providers often increase their premium rates after a DWI or drunk driving conviction. This increase would be by as much as two or three times the current insurance rate that you have. In most instances, this would simply be price gouging as the statistical occurrence of crashes caused by a convicted driver who has first-time DWI is far less than the level that would justify the increases. There are actually no laws that regulate the insurance rates charged after a DWI, but they differ greatly from company to company and definitely justify shopping around.
Getting affordable vehicle insurance after a DWI conviction, or even after an arrest, could be a very difficult situation. A lot of the bigger insurance companies would likely not offer you auto insurance after your DWI in Houston, Texas at any rate. The smaller insurance carriers are commonly more willing to provide coverage but at a higher rate. But the simple fact is that the increased rates charged for people with DWI on their history would differ from one provider to another. Get a quote from this website and you will find an affordable auto insurance that you need.
Do You Take The DWI Breath Test Houston Texas?
Sep 13th
Reader’s Question:
I have heard so many negative things about the reliability of breath tests in a DWI case but I want to know what is the breath test machine used in the state of Texas. And in case I get arrested for DWI in Houston, Texas, should I take the breath test?
Hilda
Houston, TX
I would say, if you get arrested for DWI in Houston, Texas, you may choose not to take the breath test because it has serious problems in accurately determining the quantity of ethyl alcohol present in a breath sample. The breath test machine may be useful in determining if any alcohol is present, but deficiencies in the machine make test results unreliable. It would definitely not make sense to risk your freedom, job, marriage, auto insurance rate and lots of money on a DWI breath test which is fraught with many problems.
Breath tests in DWI cases in the state of Texas are far more common that blood tests. Breath test machines are generally put in prisons for easy access by law enforcement officers, results would be available in minutes, samples are analyzed in an environment completely controlled by police officers, and the process is much cheaper. The state of Texas uses the Intoxilyzer 5000 as a breath test machine in DWI cases.
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