Reader’s Question:

Are there any real advantages to getting my car insurance policy over the Internet as compared to buying it from an insurance broker or directly from an agent?

Yoshi

Houston, TX

Yes, although the Internet does not have exclusivity when it comes to the best car insurance deals it does make it far easier for many people to find the best car insurance rates available. Here are five (5) reasons to consider buying car insurance online:

1. Get the Latest Rates – Insurance comparison websites (like this one) has made it possible for anyone to get access to the latest car insurance rates inn the market, without the need to contact different agents or consult a broker. You only have to put some basic information in (e.g. age, gender, type of vehicle, location, etc.) in order to find out about the best-priced offers out there.

2. Have More Companies to Compare – Another great thing about the Internet (and insurance comparison websites) is that you actually get to compare offers from a wide-variety of insurers simultaneously. This can significantly increase your chances of finding the best-priced policies out there.

3. Save (a Lot of) Time – With comparison websites you can cut-down the amount of time you spend having to shop and compare for the best deals online.

4. Independent Rating Agencies – Companies like A.M. Best and J.D. Powers give car insurance rating information which will help you find the best (and worst) performing companies in your area. This can be quite useful in determining which insurers you should go with.

5. Better Business Bureau (BBB) – Provides a level of transparency concerning the track record of businesses (insurers) in your area. The BBB website can give you valuable insight about the insurers your interested in.