Posts tagged DWI
Lower Car Insurance Rates After DUI
Aug 1st
Reader’s Question:
My DUI conviction here in Houston two years ago had a negative effect on my car insurance. How long will it stay high and what can I do to have lower car insurance?
Gary
Houston, TX
The amount of time that your DUI can affect your car insurance rates in Houston depends on the guiding principles of your car insurance provider and the regulations of the state you live in. Different states have different laws regarding how long a DUI or DWI stays on your driving record. It could stay on your motor vehicle record (MVR) for as short as a few years to as long as 10 years depending on the state and the conditions concerning your DUI conviction. As long as your alcohol-related offense stays on your MVR, it is most probably to have an effect on your car insurance premiums.
Every car insurance carrier has their own means of assessing and rating drivers. To determine the amount of time your DUI will remain on your MVR, you can get in touch with the Department of Motor Vehicles (DMV) and to determine how long your present car insurance carrier would continue to give higher premium, get in touch with your car insurance agent.
To lower the payment for your car insurance, you have to shop around the car insurance market. You will discover that even if you have a serious DUI offense two years ago, there are other car insurance companies that can offer you reasonable fees for your coverage. You can do this by simply going online and visiting car insurance comparison quotes Websites. You can collect different car insurance quotes from them and choose the best one that has lower rates than what you pay right now.
DWI Administrative License Revocation Houston Texas TX
Sep 15th
Reader’s Question:
I was recently arrested for DWI here in Houston, Texas and I’m about to request for the ALR hearing. Where will the hearing for my driver’s license suspension be held?
Ralph
Houston, TX
The State Office of Administrative Hearings or SOAH is the one which will conduct the Administrative License Revocation (ALR) hearing that is dedicated to the sole purpose of suspending your driver’s license. After your DWI arrest in Houston, Texas, a green “Notice of Suspension” was served to you and your driver’s license was literally taken by the police officer in exchange for a temporary permit. If the Department of Public Safety (DPS) does not receive a request for hearing within 15 days upon your arrest, your driver’s license will be automatically suspended.
The driver’s license suspension ranges from 90 days to two years and without a hearing request, the suspension begins on the 40th day after you have been served of the notice. If you request the hearing within 15 days, it will entitle you to an administrative hearing to determine if your driver’s license will be suspended. Just a little reminder that the hearing should not only be sent, it should be received by the DPS within 15 days. You can drive while you are waiting for your hearing and if you win your hearing, your license will not be suspended. If you lose your hearing, you may apply for an occupational driver’s license that permits you to drive to and from work.
Tags: driver’s license, DWI, DWI lawyer
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