Reader’s Question:

I live in Houston TX and recently I was convicted of DUI. Now Im a bit worried with my auto insurance if they will increase my insurance rate. How much will it be?

Ricky

Houston TX

Houston drivers would be well advised to know how strict Texas laws are when it comes to DUI or Driving Under the Influence. Even stricter are the punishments faced by anyone proven to be driving drunk or under the influence of drugs. Fines can be very costly, license suspended, and the possibility of going to jail is very real, just for of a few bottles of suds. A DUI auto insurance policy is also essential once you are allowed to drive again after a DUI.

Let’s take a closer look at the penalties Texas has for DUI offenders: First-time offenders gets fined $2,000, jail time from 72 hours up to 180 days, 90 day – one year license suspension and you would need to install an Interlock Ignition Device on all of your vehicles at your own expense. 2nd offense: $4,000 fine, 30 days – 1 year in jail, license suspension for 6 months to a year. 3rd offense: $10,000 fine, 2 – 10 years in jail, and two years license revocation.

Life after a DUI can be very expensive, especially when it comes to auto insurance coverage. One can expect much higher rates and premiums if you have a DUI on your record, however, affordable DUI auto insurance coverage is still available, you just have to know how and where to look for them.

The Internet is one of the best, if not THE best, ways to maximize your chances of getting an affordable DUI auto insurance. Houston is a big market and there are many dedicated DUI and auto insurance providers and online insurance portals that caters to it. By running free auto insurance quote checks and comparing many different companies, you are sure to find an auto insurance policy that best suits your needs.

Remember, the right kind of DUI auto insurance can save you hundreds of dollars a year, if not more. It doesn’t take days or hours to find them, only minutes of your time and a small bit of effort. Done correctly, you are sure to find a quality auto insurance provider that doesn’t break your bank.