Posts tagged Insurance Rate
Convicted of DUI in Houston – How Much Will Auto Insurance Increase?
Apr 5th
Reader’s Question:
I live in Houston TX and recently I was convicted of DUI. Now Im a bit worried with my auto insurance if they will increase my insurance rate. How much will it be?
Ricky
Houston TX
Houston drivers would be well advised to know how strict Texas laws are when it comes to DUI or Driving Under the Influence. Even stricter are the punishments faced by anyone proven to be driving drunk or under the influence of drugs. Fines can be very costly, license suspended, and the possibility of going to jail is very real, just for of a few bottles of suds. A DUI auto insurance policy is also essential once you are allowed to drive again after a DUI.
Let’s take a closer look at the penalties Texas has for DUI offenders: First-time offenders gets fined $2,000, jail time from 72 hours up to 180 days, 90 day – one year license suspension and you would need to install an Interlock Ignition Device on all of your vehicles at your own expense. 2nd offense: $4,000 fine, 30 days – 1 year in jail, license suspension for 6 months to a year. 3rd offense: $10,000 fine, 2 – 10 years in jail, and two years license revocation.
Life after a DUI can be very expensive, especially when it comes to auto insurance coverage. One can expect much higher rates and premiums if you have a DUI on your record, however, affordable DUI auto insurance coverage is still available, you just have to know how and where to look for them.
The Internet is one of the best, if not THE best, ways to maximize your chances of getting an affordable DUI auto insurance. Houston is a big market and there are many dedicated DUI and auto insurance providers and online insurance portals that caters to it. By running free auto insurance quote checks and comparing many different companies, you are sure to find an auto insurance policy that best suits your needs.
Remember, the right kind of DUI auto insurance can save you hundreds of dollars a year, if not more. It doesn’t take days or hours to find them, only minutes of your time and a small bit of effort. Done correctly, you are sure to find a quality auto insurance provider that doesn’t break your bank.
Automobile Insurance Rate Quotes in Houston Texas
Nov 12th
Reader’s Question:
I am soon to renew my car insurance here in Houston, Texas and I never agreed to the insurance company’s conclusion on my car’s value. In case I switch insurance companies, what can I do if I still don’t agree on how they determine my car’s value?
Nikolai
Houston, TX
If you switch car insurance providers in Houston, Texas and still don’t agree with their conclusion of your car’s value, there are some things that you could do about it. Above all, if you keep records of maintenance that will be a proof that you had changed oil every 3,000 miles and had the vehicle checked regularly by a mechanic, make a duplicate of those records and show them to the insurance provider to prove that your vehicle was in perfect order. In case you have any special parts put in or done some upgrades and you have been paying premiums on for those enhancement, be certain that this will be considered on their assessment.
You may also obtain price quotes for replacement vehicles from at least three car dealers within your area and present these quotes to the car insurance provider. You could ask them to give you a list of car dealers within a certain distance who could sell you a vehicle at the quoted price they say that is the same as your vehicle. If you are still not contented, you may go to arbitration and hand over your case to a neutral party to help attain a negotiation or a binding decision.
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