Posts tagged State Of Texas

SR-22 Insurance Quotes in Houston Texas

Reader’s Question:

I was good enough to get my license here in Houston, Texas suspended and that kind of snow-balled into my car insurance getting canceled as well, what I’m wondering about is I’m told that I will need to maintain an SR-22 form, what is it?

Carla

Houston, TX

An SR-22 is a type of form guaranteeing the state of Texas that you are carrying adequate financial capability (in the form of car insurance coverage) in the event that you cause injury or damage to property resulting from a car accident. This is mandated by the financial responsibility laws of your state and yes, repeat traffic offenders or those at-fault on a vehicular accident will be required to maintain an SR-22 for at least two or three years.

Since your auto insurance got canceled you will need to find another insurance provider there in Houston that will file this form for you, and submit it to the Department of Motor Vehicles (DMV). There may be some administrative fees involved aside from any penalties you may be required to pay to get your license (or a temporary license) back so you can drive again. A good auto insurance agent will be able to give you all the information you need and whatever steps you need to do to file an SR-22 quickly and hassle-free.

It is very important that you maintain continues coverage for the duration of your SR-22. Getting involved in another car accident or managing to get your driver’s license (and much worse, getting caught driving without insurance coverage or while your license is suspended) revoked will only result into significantly heavier fines and penalties and much higher insurance rates.

Cheap Car Insurance Company in Houston Texas

Reader’s Question:

I’ve been looking around through the web to find the best car insurance for me and I already have a list of several insurance companies. What is the best way for me to choose the right company for my car insurance here in Houston, Texas?

Blake

Houston, TX

Aside from knowing how much auto insurance you need and finding a cheap policy, you have to make sure that the car insurance company in Houston, Texas that you go with is reliable. You need to have a good idea as how this company deals with their customers in terms of filing a claim. To find out for sure, you may visit the Website of Texas Department of Insurance. This Website could publish “consumer complaint ratios” of every insurance provider that sell policies in the state of Texas. Because of this ratio, you’d be able to have an idea as to how many complaints an auto insurance provider got per 1,000 claims filed.

Insurance experts suggest the customers use this complaint ratio to check insurance companies. Since you created a record of various insurers, make a note of the ones with the least complaint ratios. After that, you will see on both records the top insurers and have an advantage as the one that you will go with. In case you can’t find complaint ratios for Texas, an insurance expert suggests that you evaluate the complaint ratios of other states for the same insurance company. If this insurance company gets numerous complaints in various other states, you may not like to go with this company.

Do You Take The DWI Breath Test Houston Texas?

Reader’s Question:

I have heard so many negative things about the reliability of breath tests in a DWI case but I want to know what is the breath test machine used in the state of Texas. And in case I get arrested for DWI in Houston, Texas, should I take the breath test?

Hilda

Houston, TX

I would say, if you get arrested for DWI in Houston, Texas, you may choose not to take the breath test because it has serious problems in accurately determining the quantity of ethyl alcohol present in a breath sample. The breath test machine may be useful in determining if any alcohol is present, but deficiencies in the machine make test results unreliable. It would definitely not make sense to risk your freedom, job, marriage, auto insurance rate and lots of money on a DWI breath test which is fraught with many problems.

Breath tests in DWI cases in the state of Texas are far more common that blood tests. Breath test machines are generally put in prisons for easy access by law enforcement officers, results would be available in minutes, samples are analyzed in an environment completely controlled by police officers, and the process is much cheaper. The state of Texas uses the Intoxilyzer 5000 as a breath test machine in DWI cases.

DWI Arrest Houston Texas

Reader’s Question:

A friend of mine was accused of DWI here in Houston, Texas and I was surprised that he was charged with two separate crimes. If in case I get arrested for DWI, what do you think is the best thing that I should do?

David

Houston, TX

If in case you are stopped for driving while intoxicated or DWI in Houston, Texas, you just have to be polite to the police officer. You have to cooperate with what the officer asks you to do because it would be against your own interests to be rude or uncooperative. You could find yourself in this situation and your background (apart from any previous DWI offenses) would have no relevance, but your behavior when stopped would definitely be much relevant.

The basic limit of blood alcohol is 0.08% and if you have a blood alcohol test result above the legal level, you have to cooperate and try to take any subsequent tests. The state of Texas has an “implied consent” law, which means that when you obtained your driver’s license, you implicitly agreed to take a blood alcohol test if you are suspected of DWI. If you refuse to take the breath or blood alcohol test, it could be treated as a separate crime and your driver’s license could be suspended for a year and it could be viewed as admitting your own guilt.

What Are Common Causes Of DWI Charge in Houston?

Reader’s Question:

What could be the elements that a person in Houston, Texas can be charged for DWI? How can they prove intoxication of the person while he was driving?

Archie

Houston, TX

A first offense for DWI in Houston, Texas is a Class B Misdemeanor and if we will legally define it, it would be a person commits an offense if the person is intoxicated while operating a motor vehicle in a public place. The elements of DWI include that the person, on or about a particular date, was operating a motor vehicle in a public place, in a particular county, while intoxicated. The streets, highways, parking lot, beach, etc. are considered public places. “Intoxication” is the term used for prosecution of DWI cases and has been specifically defined by the Texas legislature.

There are three different ways that the State of Texas my prove intoxication. The first one is by not having the normal use of physical faculties. The second one is by not having the normal use of mental faculties and the third one is having a blood alcohol concentration of 0.08 or more. It is very important to note that the law provides for intoxication through the introduction of any intoxicating substance into the body. It would not be a defense for DWI if the person has valid prescription for a substance.

I Was Arrested In Houston For DUI – Do I Hire A Cheap Lawyer?

Reader’s Question:

After my drunk driving arrest here in Houston, Texas, my first instinct is to hire a DUI lawyer. Is it right for me to hire a DUI lawyer who has the lowest fee?

Zaylie

Houston, TX

That is actually one of the biggest mistakes that you could do after your drunk driving arrest in Houston, Texas- to hire a DUI lawyer based on the amount of fee alone. The state of Texas most definitely has unlimited resources when it comes to DUI cases. It is very important for you to hire a lawyer and pay a fee which will allow him/her to put time and effort into your DUI case to counter the prosecution.

Lawyers should earn enough in the time they spend on your DUI case for them to keep their doors open and make a living wage. If you go too low, the DUI lawyer would not be able to put in the time necessary to protect you. You should look for a reasonable and predictable fee, not the lowest fee. After all, you would not want a DUI lawyer who would bargain at the lowest rate to represent you on your DUI case.

What Are The Common Houston DUI Field Sobriety Tests

Reader’s Question:

I have to be cautious now because I often drink and drive on a Friday night but I don’t wanna be charged with DUI. In a DUI case, what are the different field sobriety tests? If I will be caught drunk driving here in Houston, Texas, must I submit to these field sobriety tests and breath test?

Shana

Houston, TX

If a police officer pulls you over on suspicion for DUI in Houston, Texas, you can refuse to take the field sobriety tests if asked to because these tests are voluntary in the state of Texas. The standardized field sobriety testing model is created by the National Highway Transportation Safety Administration (NHTSA) which consists of the One-Leg-Stand Test, the Horizontal Gaze Nystagmus (HGN) Test, and Walk and Turn (WAT) Test. These field sobriety tests could be critical pieces of evidence in DUI cases if breath or blood tests have been found unreliable and suppressed, or if there was a refusal to take a breath test or blood test. But in other DUI cases, these tests could not have much bearing.

On the other hand, you must not refuse to take the breath test because that will lead to automatic suspension of your driver’s license and it could also be used as presumptive evidence against you and could carry additional civil or criminal sanctions.

Houston Texas DUI SR22 Car Insurance

Reader’s Question:

My cousin told me that he needs to file SR22 car insurance because of his recent DUI conviction in Houston, Texas. He asked me to help him find out how long is it required. What is SR22 car insurance, how can he obtain one and how long does he have to carry it?

Earl

Houston, TX

SR22 car insurance is a certificate of insurance that shows the Texas Department of Public Safety (DPS) proof of insurance for the future, as required by law. In your cousin’s case, he is required to have it because of his DUI conviction in Houston, Texas. SR22 is a motor vehicle liability insurance which requires the insurance company to certify coverage to DPS, and the insurance company must notify DPS anytime the policy is cancelled, terminated or lapses. He can obtain SR22 by contacting an insurance agent/company who is authorized to write liability insurance for the State of Texas. Or better yet, just simply get an online rate quote for great SR22 car insurance in Houston from this site.

In Texas, SR22 is required for two years from the date of the DUI conviction or the date the judgment was rendered. If the SR22 is cancelled, terminated, or lapses, the insurance company will notify the Texas DPS. If it is still required for the driver to carry SR22 and it was not on file, the driving privilege and vehicle registration is suspended.

Been Caught Drunk Driving in Houston Texas?

Reader’s Question:

Luckily for me, I have never been caught drunk driving here in Houston, Texas. I know many people who have been charged with DUI. I hope the same thing will not happen to me because I know it would cost me a lot of time, money and effort. But if ever, what will the police officer ask me if I will be stopped for DUI suspicion?

Dennis

Houston, TX

When you are caught by a police officer for a DUI suspicion, a chain reaction of legal steps ensues. Drunk driving in Houston, Texas is a serious offense. The state of Texas requires blood alcohol content (BAC) of drivers to be .08% or less. Texas also has harsher punishments for drivers with extremely high BAC levels over .15 percent.

Generally, if a police officer stops you for DUI suspicion, you will be asked to perform field sobriety tests (FST) or an actual sobriety test to measure your level of intoxication. There are several testing options exist including breath, urine and blood tests. The state of Texas has implied consent law about sobriety tests. That means that if you get behind a wheel, are implying consent to take an alcohol test on the spot if requested. You, as a driver, usually have choice of tests. Breath testing is easier to challenge for accuracy than blood tests but breathalyzers do not scan for the presence of other drugs. If you refuse the test or have a BAC level over the limit, the police officer will probably take you into custody at the local police station. It is likely someone will have to pick you up or you will have to sleep overnight at the station to sober up, depending on your previous charges.

At this point, you will need an assistance of a qualified DUI lawyer in Houston, Texas to make sure that you know all the available options on your DUI case if ever you will be charged with one in the future.

Blood Alcohol Level Test Houston Texas

Reader’s Question:

My cousin was charged for DUI here in Houston. It is so hard to believe the accuracy of the tests being done by the police after being pulled over because of a traffic accident. How accurate and reliable are the means of the police to determine alcohol concentration?

Anne

Houston , TX

In the State of Texas , the law provides that testing of alcohol concentrations can be performed by analysis of a suspect’s breath, urine or blood. All of these methods of testing, however, leave much to be desired.

Blood testing is thought by the majority of forensic scientists to be the most reliable and accurate means of alcohol concentration determination. From a police perspective, though, it is also thought to be the least convenient and least desirable method of testing. Like the testing of urine specimens, it provides an opportunity for the suspect to recheck the blood test. The validity of the police test can be attacked by re-testing the exact specimen taken by police if found to be erroneous.

On the other hand, breath testing from a police perspective is the most convenient means of alcohol concentration determination. But there continues to be a heated debate among scientists. Breath samples are not preserved for subsequent checks of the initial test’s validity under current procedures for breath testing in Houston,Texas . Having a good DUI lawyer would definitely help your brother challenge the result of the breath test.